About Title Insurance

Buying a home is, for most of us, the most significant investment we will ever make. Knowing this, most homeowners obtain insurance to protect their investment against hazards such as fire, theft, floods, and weather damage. Yet, another hazard can pose an even greater risk to home ownership: defects in the title.

Unfortunately, it does happen and more often than you might think-- undisclosed "defects" at the time of closing can appear many months or years after the date of closing. And, owner's title insurance is the only way to properly protect your real estate investment. These are some of the many problems that could be discovered later on and jeopardize your ownership in your property.

• Forged deeds and mortgages

• False impersonation of the true owner of the land

• Instruments expected under fabricated or expired power of attorney (death or insanity of the principal)

• Deeds apparently valid, but actually delivered after the death of the Grantor/Grantee, or with Grantor's/Grantee approval

• Deeds by minors, people of unsound mind, or not properly delivered

• Failure to include necessary parties in judicial proceedings

• Federal Estate, State Inheritance, and Gift Tax Liens

• Errors in tax records or false reports by tax officials

• Incorrect Indexing

• Conflicting Wills

• Missing Heirs

Whether it's a residential, commercial or investment property transaction, Cornelius Title Services knows how much and which type of title insurance can sufficiently manage your risk. Ask your closing professional about it during your next appointment. Call Cornelius Title Services or email us. We're always happy to hear from our clients.